International Mortgages

We help global individuals secure the best possible international mortgages finance no matter where they are, where they live, or where the property in question is. 

We have access to more than 500 international lenders and have offices in six countries. This has allowed us to complete on mortgages for 78 different nationalities across 20 different countries with an average mortgage size of £1.5 million. 

Contact Us To Get Started
zurich 2-01.png

Leading International Mortgage Brokers

An international mortgage is a loan secured against a property in a country other than where you live. 

Our core markets are:

  • The United Kingdom
  • France
  • Spain
  • Switzerland 
  • Channel Islands
  • Austria
  • Prime American Cities
  • The Caribbean

However, our range of lender contacts and deep experience means technically we can arrange overseas mortgages anywhere in the world.

Mortgages for Overseas Properties

We have built extensive relationships with hundreds of lenders internationally - be that global institutions, retail banks or local lenders.

If you're looking for a mortgage for overseas properties, we can offer the following services: 

  • Mortgages for a principal residence
  • Mortgages for a second home
  • Mortgages for holiday homes
  • Refinance and equity release
  • Construction and development finance 
  • International bridging loans
  • Cross border mortgages
  • Offshore mortgages
  • Multi-currency solutions
International Mortgages
International Mortgages

High Value French Mortgages

If you're looking for a mortgage to buy property in France, cover high value and prime parts of the French real estate market.

We have a minimum loan size of €1m and add the most value at the top end of the market.

We focus on the following areas:

  • Cote D'Azur
  • St Tropez
  • Paris 
  • French Alps

We specialise in high-value French mortgages and can add value across the spectrum.

International Mortgages

French Mortgages for Non-Residents

Demand for Paris mortgages has played a major role in the development of the French mortgage market. This is a market that attracts not only French property investors but international investors and ex-pats from around the world.

We have a long-standing association with the Paris property market and as a consequence can structure French mortgages to suit your particular situation – or look international.

International Mortgages

Monaco Mortgages

We have an office in the heart of the Monaco banking and finance sector where we are able to utilise our experience and contacts to the full.

Here at Enness, we have spent many years researching the Monaco market, building our contacts and constantly updating our knowledge base. This has opened many new doors and opportunities to create an array of bespoke overseas mortgage deals with private banking groups.

International Mortgages

Swiss Mortgages for Non-Residents

We work with local and international mortgage lenders to offer the most comprehensive mortgage solution for Swiss properties.

We can offer the following:

  • Residential Mortgages
  • Buy-to-let mortgages
  • Commercial finance
  • Mortgages for non-residents 
  • Bridging finance
  • Peer to peer finance
International Mortgages

Do UK Banks Offer International Mortgages?

Yes, but we would recommend a specialist international mortgage broker. Financing a property abroad can be difficult to know where to start, let alone successfully secure mortgage terms. Some investors, therefore, hope they can simplify the matter by using their existing private banking relationship or even approaching lenders directly. However, this is rarely the best solution: if you use a mortgage broker to get a large international mortgage, you will most likely be able to secure a better deal.

Learn More
How to Buy and Finance Luxury Property in France

How to Buy and Finance Luxury Property in France Guide

France is one of the most popular property markets for foreign nationals: we are all aware of the chic appeal of Paris, the enduring allure of the Riviera in the summer or the freshness of the mountains in winter.

Covering everything from search and negotiation to making an offer and the legal processes, the guide will help you fulfil your dream of property ownership in France.

Download Pdf