Our brokers can access the specialist mortgage market through their knowledge of lenders. They leverage relationships with key stakeholders within the lenders to create specialist mortgage solutions for their clients.
Enness prides itself in delivering a highly exclusive, discreet and hyper-personalised service, through its international office locations which include; London, Monaco, Dubai, Jersey and Geneva.
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The UK, including London, is one of the world’s most dynamic markets for high- value property. Through our Mayfair offices we help clients access the best tailored mortgage solutions for their primary or additional residences and investments
We are renowned as the ‘go to’ mortgage broker of the wealthy and high-net- worth. Through our excellent network we can access the full market of offers to source the best solutions tailored for our client’s needs and circumstances.
Enness is proud of its ability to overcome complexity to help high-net-worth clients access the high-value lending they need. No matter where our clients are based, their nationality or the nature of their income sources, we focus on finding the best solution.
No matter where clients are based, their nationality or where they want to buy property, Enness helps high-net-worth individuals access the very best international mortgage finance. Including high-value foreign currency mortgages.
Enness also specialises in securing high- value mortgages via its extensive and exclusively curated network of global private banks. Providing its clients access to tailored lending that may otherwise be unreachable or undetectable.
Securing the most competitive large buy-to-let mortgage can be challenging, especially when navigating the market independently. Our hyper-personalised service can source the best financing solution for clients, even if the property being financed is yet to let.
Compared to typical lenders, specialist lenders provide a wider selection of cutting-edge mortgage products, enabling them to accommodate a variety of financial needs and unusual real estate projects.
Speciality lenders are more accommodating than main street banks, which typically have tight lending requirements. They can help people in more complicated financial circumstances, like those with erratic income, independent contractors, or clientele from other countries, get the funding they require.
These lenders are also great for financing high-value properties, such as luxury residences or foreign investments, or high-value mortgages. Through individualised case evaluation we are able to broker customised solutions that are not usually offered by traditional banks.
Enness can assist you in navigating this environment by sourcing the appropriate specialised lenders and securing the finest mortgage for your particular requirements. We ensure every detail is taken care of, so you can focus on your property goals.
Get in TouchThe amount you can borrow for a mortgage depends on things like your income, monthly expenses and credit history. Most lenders offer between 4 and 5 times your annual income, though this can vary based on your financial situation.
Specialist lenders may take a more flexible approach, especially if you have a complex income from bonuses, investments or earnings abroad.
At Enness, we can help you understand how much you can borrow and find the right lender to offer the best mortgage for your needs, get in touch today!
Brokers review your overall financial position to understand requirements and make a specific recommendation to meet your requirements.
Speaking to just your bank doesn’t give you access to the whole market and does not guarantee that you will get the best possible rate or successfully close your mortgage application.
This is in line with other costs of market rates or the cost of funds in which banks can borrow money. Essentially, the cost of which banks are borrowing money vs lender appetite.
Enness is an independent mortgage broker. As such, your broker can approach any lender in the market to negotiate a deal for you, and your broker will be working exclusively in your best interests.
Also, Enness is not constrained by any incentives to collaborate with or provide products exclusively from specific lenders, a situation that may occur with other mortgage brokers.
There are two options for this:
Yes, it is possible, however, it is certainly more complex than buying in your personal name. We work with a number of private banks & specialist lenders who can consider this kind of ownership structure. Nevertheless, additional information or justification may be required, and meeting certain criteria may be necessary to become a client of the bank.