We are the leading authority when it comes to arranging large mortgage loans in the UK and internationally. Our position, experience and place in the market speak for itself.
We have a dedicated team of industry experts who have arranged large mortgages in every part of the market and of a huge number of clients. We revive recommendations and referrals from top private banks, wealth managers and other private client advisers and receive hundreds of enquiries a month.
We work with a global network of over 500 lenders, ranging from small building societies to challenger banks, alternative lenders and global private banks.
We are market leaders in the high value mortgage space and that is confirmed by our lender access and range. Our combined experience allows us to understand any lending request and quickly and professionally source and negotiate terms then complete transactions cleanly.
Many of the leading private banks in the world refer their clients to us when they cannot help which is a further testament to our position.
We will get you as competitive an interest rate as is possible based on your circumstances. That is a given - the market is competitive, and at this level of the market, getting the best interest rate is very important.
Interest rates, of course, vary depending on your circumstances, your plans and the part of the market you are operating in.
Prime borrowers looking for mortgages on their homes in the UK will receive interest rates in the 1-2% range. Those with more complex situations may pay a little more. We offer mortgages in every part of the market and work with hundreds of mortgage lenders daily.
Our range and scale mean that we know who is lending, at what price and what needs to be done to secure the best possible terms.
Traditional rental income requirements and stress tests are not usually applied as strictly when it comes to high value buy to let mortgages.
Instead, lenders will look at the net worth of the borrower their personal income and how interest would be serviced during void periods.
We can arrange a large buy to let mortgages even if the property isn't let.
This is a specialist part of the market and one we are very established in.
For most lenders the size of the deposit, you have only affected the interest that you receive. Generally, the lower the loan-to-value the cheaper the rate.
However, for large mortgages with large deposits, there are often additional benefits, lower-income requirements or paperwork required to qualify for example.
We arrange mortgages all over the world with a particular focus on prime European Cities plus major hubs in North America, the Middle East and the Far East.
This gives us a particular advantage when it comes to helping international borrowers with global property holdings.