Hong Kong

How Enness Works With Introducers

Enness is a leading broker of high-value international finance. We arrange finance so your clients can buy property, pursue opportunities and solve problems.  


High-Value, International Finance

Enness works with advisers based in Hong Kong to broker international, high-value finance for your high-net-worth clients. Working closely alongside you, we will build, negotiate and deliver personalised finance solutions to your clients, regardless of how much they want to borrow or where they want to use the loan. Through Enness, your clients can access international real estate finance and raise the liquidity needed to pursue business and personal opportunities in Hong Kong and worldwide.


12000 +

Enness’ network of global introducers



Introducers from 79 countries served


£2.3 billion

Financing requests sourced via introducers in 2021


Enness’ Added Value

We are precise and proactive and have a track record of dealing with complex clients and unusual and very high-value finance requirements. Having worked with high-net-worth individuals since 2008, we understand what you and your clients expect from us regarding our negotiation process, delivery, technical ability and structuring capabilities. Enness works closely with Hong Kong-based introducers, including private banks, law firms, corporate service providers, accounting and tax firms, wealth managers and financial advisers.

Our Experts

No matter your client’s scenario and whatever they want to finance, Enness will work in a way that compliments your approach, your work, and your goals through our private client Advisor services.


Islay Robinson

Islay's expertise and professionalism are recognised by Tatler Advisory.


Hugh Wade-Jones

The Financial Times described Hugh as the 'go-to mortgage broker for the super-rich'.


Simon Everett

Based in our Zürich office, Simon is highly experienced in international real estate.


I’ve worked in Partnership with Hugh and Islay for over a decade. They are experts in the HNW market.

– Mr Moloney

Great team, highly professional and with fantastic connections to get the best deal. A pleasure to work with, particularly Toby.

– Mr Stephan

Enness’ Services and Solutions

Enness brokers high-value, international debt, which your clients can use to buy real estate, release equity and access the capital they need to unlock opportunities in Hong Kong and abroad. 

Communication and Workflow

No matter your client's project or plans, and regardless of how much they want to borrow, Enness will source, negotiate and build a finance package that is ideally suited for your client. We will work with you to achieve this in a way that meets your requirements and deliverables. 

We have worked with high-net-worth individuals, families, and entrepreneurs for nearly fifteen years, and we understand how exacting these clients can be and what's on the line when they need high-value finance. Enness is open and transparent, and you will be aware of what is happening at all times so you can track our progress and relay this to your client in real-time. We also know that you may not have been involved in helping clients raise high-value finance before, and we will always walk you through the process and our strategy so you can advise your client accordingly. 

At every stage, you will know what your broker is doing for you and your client and how the deal is progressing. You will always be in the loop in communications with your client and informed upfront about anything you will need to advise your client on – this is particularly important if deals need to be structured in a certain way. Enness will work as an extension of your team to help your clients to access finance, and your broker will always be working to maximise what your client can borrow as well as negotiating the best rates and terms for them.

We are also adaptive to your client's needs. When it comes to high-value debt, things can change quickly, and your clients may want to change their plans or adjust to new possibilities or challenges as the deal unfolds. We take this in our stride: we are flexible in our approach and can adapt to any changes you and your client require at any point in the transaction. 

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Enness’ Services and Solutions

Enness is an international, high-value finance broker. We are headquartered in London and have bases in the Channel Islands, Switzerland, Monaco and Dubai. We work closely with Hong Kong-based advisors who serve high-net-worth individuals, families and entrepreneurs who live, run businesses or have ties to Hong Kong. 

Enness' Three Key Areas of Expertise Are: 

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Lender Access

Enness has a network of more than 500 international lenders who can lend against various asset classes. We do not offer package deals, and we hand-build every finance package from scratch based on your client's requirements and background. Our lender network includes international and domestic private banks, specialist and niche lenders, retail banks and mainstream financial institutions. Enness has been brokering high-value finance since 2008. We have a track record of working on complex deals, substantial loans and for borrowers with sensitive backgrounds or complex financial circumstances. We can also negotiate finance if your client wants to use international structures. 

We move quickly: we know that sometimes your client will be faced with a scenario where they need to raise capital fast, particularly if they need to solve a problem or pursue an opportunity. We are more than able to help you do this – we can often deliver offers in as little as 24 hours, even for large loans.

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How Enness Helps You and Your Clients

When it comes to high-value finance, every client will have different needs and requirements – we understand this and will hand build every package to meet your client's individual needs based on their situation, finances and background. We can help broker finance regardless of whether your client needs to raise debt to overcome a challenge, buy assets or pursue an opportunity – we can consider every scenario. The more your client wants to borrow, and the more complex their requirements, the more added-value Enness will have. We will look to understand your client's financial situation and background and ensure you have various options and offers to discuss with your client and that you can present them with the most competitive rates and terms.    

Enness can cater to all your client's requirements and will deliver tangible value at every stage of the process. Through Enness, you can offer new solutions to your clients and win new business. No matter why your client wants to raise finance, how much they want to borrow or where they will use the loan, we will broker a solution and work in a way that compliments your approach, work, and goals. 

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Initial Discussions

You'll initially discuss your clients' requirements with Enness on a no-name, no paperwork basis. Enness' broker will then present different financing options that could work for your client, including in principle scenarios.

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Building a Solution

Working alongside you, Enness will formulate a plan for your client so you can give them a concrete set of potential options. You'll get an indication of the rates and terms possible and what will be needed from your client to benefit from these. Enness will provide details on what the process will be.

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Indicative Terms

Enness will issue indicative heads of terms for your client as soon as possible. You can use these as you see fit, and these are upgraded to credit backed agreements once Enness knows enough about your client to be able to do so with confidence.

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Pragmatic Execution

If the plan works and your client wants to proceed, Enness will agree on an approach with you. The plan will consider all parties' needs in terms of fees, application management and communication. If desired, Enness will effectively form part of your team to deliver the solution, so you are providing a seamless service to your client. You will be kept in the loop every step of the way, and your broker will ensure you know what is happening and when you can expect delivery of any part of the plan.


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Private Client Adviser Guide

As a private client adviser, you may regularly need to source diverse debt and finance solutions for your clients and prospects. You may not be able to handle these requests in-house, or you need the help of an expert partner like Enness to search the market and negotiate a hand-built finance package for your client. 

Bridging Finance Guide

The relatively short-term nature of bridging finance can be challenging, requiring experience, contacts and negotiating skills to secure the best possible terms with as much flexibility as possible. Extremely competitive interest rates, staged funding release to save on interest and utilising assets and income as security are vital elements of bridging finance deals. 

Guide to Securities-Based Lending

Securities-based lending provides ready access to capital. From purchasing a property, buying assets, investing in stocks or growing a business, you can use securities-backed lending (also known as Lombard loans) for various purposes.

Corporate Finance Guide

Corporate finance comes in many shapes and forms. You can use it to unlock capital to grow your business, buy commercial property, purchase high-value business assets, or simply to access cash to overcome short-term liquidity challenges. Enness Global specialise in small and mid-cap companies that are looking to raise between £5–100m.

Which lenders does Enness work with?

Enness is an independent broker with access to more than 500 global lenders, including international and Hong Kong-based private banks, family offices, and alternative lenders specialising in a specific security or lending products. Many of these lenders require introductions or prefer to be approached by brokers like Enness, who vet and recommend borrowers to them, rather than being approached directly. In cases where your client wants to borrow a significant amount, needs cross-border finance, or they have a complex financial background, Enness' ability to present the facts of the case to lenders succinctly and in the best possible light will also open doors. We know that the quality of the lender your client works with or that you introduce them to via Enness is hugely important. Enness only has relationships with highly reputed and trusted lenders with authority and a track record in their area of expertise.

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How much can my client borrow?

We can broker substantial loans – our largest deal to date is a $150 million loan against a single line of stock. As a high-value finance broker, we typically work with borrowers looking to finance upwards of £1 million (or the equivalent in another currency). When it comes to how much your client can borrow, this will depend on their net worth, liquidity, assets, revenue or income and what they want to do with the loan. Whatever your client's reasons for raising liquidity, Enness will help you maximise what your client can borrow and ensure they have access to a tailored deal that offers the best rates and terms available in the market.

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My client was turned down for finance. What can Enness do?

We will still be able to help. We regularly work with individuals who have been turned down for finance and, in some cases, can easily broker finance. You should also note that just because your client was turned down for finance, it doesn't mean it will necessarily take us significant time to find offers. We know which lenders lend in which context and have access to almost all the players in the market, which facilitates our ability to help broker a deal.

If your client has been turned down for finance, it can be challenging to know what to do next, especially if you have exhausted your network of lenders. When your clients are turned down for finance, it does not necessarily mean they will be unable get a loan. Instead, it is more likely that we need to present their case differently to lenders and approach the players that are better suited to finance your client. We will explain our strategy to you in full, but it is likely to be a question of working with smaller players, those that operate in niche sectors, work with specific types of security. Alternatively, we will use our network to approach the lenders that do not publicise their services and that work exclusively through introductions. We regularly broker high-value finance for clients who have not managed to get a loan by approaching lenders directly or who have been turned down by large banks – if this has happened with your client – get in touch, and we will be ready to help.

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My client doesn't live in Hong Kong, can you still broker finance?

Yes. In Hong Kong, in particular, many of your clients may have links to the jurisdiction, or you will advise them from Hong Kong, but they will not necessarily reside there – or they only reside in Hong Kong part-time. Regardless of their nationality or residence, Enness will be able to broker finance. 

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My client needs finance for an international project. Can Enness help?

Yes. We broker finance for clients who want to use the loan domestically or outside Hong Kong. 

We work with many Hong Kong-based advisers looking to source in-bound investment finance into the UK, but practically, we can broker loans that will be used anywhere – whether in the US, Europe, Asia or further afield. We can also broker finance for your client if they are only resident in Hong Kong part-time, are globally mobile, or want to use international assets (particularly securities) as collateral for a loan. Your clients can use finance to buy property, assets or securities, grow or invest in a business, or consolidate international debt. We are specialists in international, high-value financing. As long as your client has a viable plan and a net worth to support their borrowing, we can efficiently deliver international finance.

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My client is in a tight spot and needs finance fast. What do I do?

Enness is often approached by introducers who need a solution quickly, whether that's so your client can capture an opportunity or solve a problem. The team has a track record of brokering finance quickly depending on your client's assets – in some cases, so that your client can draw down funds in 1-2 weeks. Whatever the scenario – get in touch. Enness will help come up with a short, medium and long-term game plan that will see your client get the finance they need as quickly as possible.   

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