Islay Robinson

Despite poor timing and some of the worst trading conditions in a generation he has developed Enness into one of the leading HNW Mortgage Brokerages in the UK. Enness now has an expert and evergrowing team of residential and commercial brokers.

Enness’s position rests squarely around a detailed and extensive knowledge of the mortgage market, and the ability to source the best possible solution to any funding requirement. These principles run through every sector of Enness and are what set us apart from our competitors.

Islay has been instrumental in enabling purchases on everything from single high value residential properties to multi-million pound property developments and knows the London mortgage and property markets inside out

Islay’s expertise and professionalism has recently been recognised in The Spear’s 500 guide to the best private client advisers in the country, where Enness Group was described as ‘the most sought after high net worth mortgage broker in London.

AR Network

Islay also leads the Enness AR Network — an Appointed Representative (AR) platform for experienced brokers who want to operate internationally without building multiple licences and back‑office from scratch. The Network focuses on independence and client ownership, global lender access, and a robust compliance/operations framework; Enness highlights UK FCA, Dubai/Jersey capability and European reach. 

US Capability

Where relevant to client strategy, Islay’s team supports:

• US nationals financing global real estate (UK/EU/UAE; private‑bank & specialist placements; multi‑currency; SPV/trust ownership).  
• Non‑US nationals financing US real estate (foreign‑national programs; acceptance of international income/AUM; NYC/FL/CA coverage).  

Representative Mandates

• Prime international purchase (non‑resident UHNW): private‑bank mortgage + securities‑backed line to optimise LTV/pricing; SPV/trust structure; multi‑currency servicing.  
• Liquidity without sale: second‑charge on prime residential + Lombard line on listed portfolio to fund investments and manage cash‑flow.  
• SME growth: working‑capital facility + invoice finance + VAT loan to smooth cash‑flow and accelerate expansion; refinance into longer‑term debt post‑inflection.