How Enness Works With Introducers

Enness is a leading broker of high-value international finance. We arrange finance so your clients can buy property, pursue opportunities and solve problems.


High-Value, International Finance

Enness is a leading broker of international, high-value finance. Working alongside you, Enness delivers tailored financing and debt solutions to your clients. We can broker finance regardless of how much your client wants to borrow, what project they want to finance and where they want to use debt. Enness enables your clients to access finance in the Bahamas or abroad. We will help them raise the capital they need to make things happen and pursue business and personal opportunities anywhere in the world. We can broker commercial and residential real estate, luxury asset finance, bridging, crypto and securities-backed lending.


12000 +

Enness’ network of global introducers



Introducers from 79 countries served


£2.3 billion

Financing requests sourced via introducers in 2021


Enness’ Added Value

Enness has brokered high-value finance since 2008, and we understand your needs as an adviser and your clients' expectations. We are precise, forward-thinking, and, in many cases, broker finance deals no one else can. We can negotiate large loans, international finance, or debt using multiple asset classes. We also work with borrowers with complex backgrounds and financial requirements to deliver finance. We have the experience, network, technical and structuring know-how to deliver significant, unusual, or complex loans. Enness works closely with Bahamas and US-based introducers and service providers that work with Bahamian citizens and residents. Our introducer network includes leading banks, large and boutique law firms, corporate service providers, accounting and tax firms and financial advisers.

Our Experts

No matter your client’s scenario and whatever they want to finance, Enness will work in a way that compliments your approach, your work, and your goals through our private client Advisor services.


Islay Robinson

Islay's expertise and professionalism are recognised by Tatler Advisory.


Hugh Wade-Jones

The Financial Times described Hugh as the 'go-to mortgage broker for the super-rich'.


Simon Everett

Based in our Zürich office, Simon is highly experienced in international real estate.


I’ve worked in Partnership with Hugh and Islay for over a decade. They are experts in the HNW market.

– Mr Moloney

Great team, highly professional and with fantastic connections to get the best deal. A pleasure to work with, particularly Toby.

– Mr Stephan

Enness’ Services and Solutions

Enness brokers high-value finance for your clients. We broker deals that will allow them to buy property, release equity and access the capital they need to capture opportunities and pursue projects in the Bahamas and worldwide.  

Communication and Workflow

We are transparent and cooperative and will work to get your client the most competitive deal, maximise what they can borrow and secure the best terms in line with their requirements and financial situation. We don't offer packages, and we work with every client and introducer on a one-to-one basis, building a from-scratch finance package tailored to their needs. 

We know your clients are discerning and exacting and want technical competence and first-class service. We will provide regular updates and outlooks, ensuring you are in the loop every step of the way and you can provide updates in concrete terms.

From the first point of contact, we will walk you through our strategy, the lenders we will approach and how – and what – we will negotiate. If you are unsure of how to raise finance, we can work with you to provide a plan of action and strategy based on your client's financial background, assets and income. We will also give you a rationale for which lenders we will approach, why, how we will secure the best deal, and how it is best to raise finance. If necessary, we will also walk you through all the financing avenues available to your client, which options are likely to be most beneficial and cost-effective, and maximise what your client can borrow. Even if you haven't raised finance for a client before, Enness will ensure you have everything you need to guide your client, including considering relevant international entities or fiscal or financial planning, as advised by you or other parties. 

Sometimes your client's plans or what they want to achieve will change as the transaction progresses or when they have a better idea of their financing options. We will adapt as required, changing our approach or plan at any point in the deal. 

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Enness’ Services and Solutions

Headquartered in London, Enness has global bases in Monaco, the Channel Islands, Switzerland and Dubai. We work closely with introducers who have clients with links to the Bahamas, whether they are Bahamian citizens, residents or those that only live part-time in the jurisdiction. We are also experienced in brokering finance for US citizens who reside in the Bahamas or who own Bahamian real estate.  

Enness' Three Key Areas of Expertise Are: 

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Lender Access

Enness has access to a network of more than 500 international lenders who can broker million-dollar-plus finance. We can broker finance in US dollars, euros, Swiss francs, pounds sterling and other currencies if required. 

Our lender network includes international banks, specialist and niche lenders, retail banks and other financial institutions that lend. A finance broker for high-net-worth individuals, families, and entrepreneurs since 2008, we have a track record of brokering high-value finance, even for clients with a sensitive or complex financial background. We can broker finance quickly, including in cases where your clients need to raise capital against a hard deadline to solve problems or pursue opportunities. 

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How Enness Helps You and Your Clients

Clients and prospects will often ask you to support them to access high-value and international finance. Often, they will need liquidity to achieve specific outcomes, make something happen or find a solution to a problem. The more your client wants to borrow, the more ambitious their projects, and the more complex their requirements, the more added-value Enness will have. We can work with you even if you have never negotiated high-value finance for a client before, successfully supporting you in delivering a finance package to your client. Whatever your client's scenario, we will ensure you have various offers to choose from, and your client has the most competitive rates and terms available. 

Through Enness, you can offer new solutions to your clients, and we will help you to win new business. Enness will deliver tangible value at every stage of the process, whether exploring ideas and possibilities for your client or delivering the finance package itself. No matter your client's financial background, the reason they want to raise finance, how much they want to borrow or where they will use the loan, we will broker a solution and work in a way that compliments your approach, work, and goals.

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Initial Discussions

You'll initially discuss your clients' requirements with Enness on a no-name, no paperwork basis. Enness' broker will then present different financing options that could work for your client, including in principle scenarios.

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Building a Solution

Working alongside you, Enness will formulate a plan for your client so you can give them a concrete set of potential options. You'll get an indication of the rates and terms possible and what will be needed from your client to benefit from these. Enness will provide details on what the process will be.

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Indicative Terms

Enness will issue indicative heads of terms for your client as soon as possible. You can use these as you see fit, and these are upgraded to credit backed agreements once Enness knows enough about your client to be able to do so with confidence.

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Pragmatic Execution

If the plan works and your client wants to proceed, Enness will agree on an approach with you. The plan will consider all parties' needs in terms of fees, application management and communication. If desired, Enness will effectively form part of your team to deliver the solution, so you are providing a seamless service to your client. You will be kept in the loop every step of the way, and your broker will ensure you know what is happening and when you can expect delivery of any part of the plan.


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Private Client Adviser Guide

As a private client adviser, you may regularly need to source diverse debt and finance solutions for your clients and prospects. You may not be able to handle these requests in-house, or you need the help of an expert partner like Enness to search the market and negotiate a hand-built finance package for your client. 

Bridging Finance Guide

The relatively short-term nature of bridging finance can be challenging, requiring experience, contacts and negotiating skills to secure the best possible terms with as much flexibility as possible. Extremely competitive interest rates, staged funding release to save on interest and utilising assets and income as security are vital elements of bridging finance deals. 

Guide to Securities-Based Lending

Securities-based lending provides ready access to capital. From purchasing a property, buying assets, investing in stocks or growing a business, you can use securities-backed lending (also known as Lombard loans) for various purposes.

Corporate Finance Guide

Corporate finance comes in many shapes and forms. You can use it to unlock capital to grow your business, buy commercial property, purchase high-value business assets, or simply to access cash to overcome short-term liquidity challenges. Enness Global specialise in small and mid-cap companies that are looking to raise between £5–100m.

Which lenders does Enness work with?

Enness has a network of more than 500 global lenders, including international and domestic banks (including private banks) and niche and alternative lenders specialising in specific products or types of lending. In many cases, these lenders prefer introductions from a respected broker like Enness, who can effectively vet borrowers and support introductions to quality borrowers. Because we know that the quality of the lender your client works with is paramount, Enness only has relationships with leading lenders with clear authority and a track record in their lending expertise.

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How much can my client borrow?

Enness typically brokers loans of $1 million and upwards. There is no upper limit on how much we can broker – we regularly advise individuals and introducers looking to raise $100 million or more. We can do this for property finance or more niche products – single stock lending, using multiple asset classes and so on. The amount your client can borrow will ultimately depend on their overall wealth and assets, liquidity, revenue and how they plan to use the debt. Whatever your client's requirements, Enness will help you understand the options for your client and negotiate a deal that will maximise how much your client can borrow, as well as secure the best rates and terms for them.

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My client was turned down for finance. What can Enness do?

If a client has been turned down for finance, it can be hard to know what to do next, especially if you have exhausted your network of lenders. We regularly work with clients and introducers who face this scenario, and we can often step in and broker finance successfully. 

Just because your client has been turned down for finance, it is not necessarily the case that your client won't be able to borrow at all. Mainstream lenders – or your client's usual bank – may not have an appetite to lend, but other options are usually available. It is simply a question of presenting your client's case in the right way and, often, approaching specialist lenders. We regularly broker high-value finance for clients who have not managed to get a loan by approaching lenders directly or who have been turned down by large banks. 

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My client doesn't live full-time in the Bahamas, can you still broker finance?

Yes. We can work with clients with links to the Bahamas wherever they are established. You may be based in the Bahamas but work with globally mobile clients, non-resident clients or individuals who live in the Bahamas part-time. You may also work in another jurisdiction with a client that lives or resides part-time in the Bahamas. Whatever your client's nationality or country of residence, we will be able to broker finance. We also broker finance for US citizens who have links to the Bahamas, whether that is property, structures or investments. 

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My client needs finance for an international project. Can Enness help?

Yes. We broker finance for clients who want to use the loan outside the Bahamas. 

The Bahamas is a relatively small jurisdiction, and many high-net-worth individuals with links to the islands have interests and assets in other locations. They may want to use deb in the Bahamas or elsewhere, whether to buy real estate, invest, grow a business, buy assets or pursue projects that have no relation to the Bahamas. We are specialists in cross-border finance, and as long as your client's background, wealth and assets support borrowing, we can broker loans that will be used anywhere in the world. 

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