We are a market-leading high-value mortgage broker and we have over 13 years experience in dealing with the largest mortgages in the UK and Internationally.
High-value mortgages are a specialist part of the mortgage market and it involves a special mixture of knowledge, experience and lender access to deliver the best possible terms.
Our expert brokers specialise in mortgages for high-net-worth and sophisticated clients from all over the world.
The high-value mortgage market is very special and can be tricky to navigate. Many high street lenders have specialist high-value underwriters or teams who look after the bigger loans, however, their criteria can be rigid.
Private Banks are great sources of high-value lending - here almost everything is individually negotiated and agreed.
Then there is a raft of specialist lenders and challenger banks who offer great options.
We work what all parts of the market and will make finding the best terms quick and easy
The high street mortgage lenders publish their high-value mortgage rates, and they are usually very similar to their usual ranges with only the loan to value, arrangement fees or maximum loan amounts being the only difference.
Every other type of lender will offer bespoke pricing and lender terms which can be made to exactly match the circumstances of the client.
Whatever the situation, we will negotiate the best possible high net worth mortgage rates possible.
The high-value buy-to-let mortgages are completely different from the mainstream buy to let market.
Yes, the rental income is important however the profile of the borrower, their income and assets together with the ownership structure play a huge part in the lending terms secured. And, given the numbers are bigger securing the best rate is even more important.
We know this part of the mortgage market inside out and will make your mortgage application as straight forward as possible.
We arrange large international markets in all prime European cities plus other international hubs, New York, Singapore and Dubai, for example.
We use our international network of specialist lenders to design the best lending package to allow for the purchase or refinance of an international property.
Many lenders offer high-value interest-only mortgages as standard. Using the FCA's HNW exemption plus bespoke and tailored underwriting gives much more flexibility to high net worth borrowers.
We can arrange interest-only mortgages up to 85% loan to value for high-value mortgage transactions.