Specialist Finance

Specialist Mortgage Finance Brokers

These are the niche, complex and involved parts of the mortgage market, which demand a higher level of understanding, experience and lender access.

We have been at the "bleeding-edge" of the mortgage market since we were incorporated and have focused on the more challenging and complex parts of the industry.

For us, this means:

Development and Refurbishment Finance
Large Property Portfolios
HMOs and Limited company Buy to Lets
Hotels and Leisure
Lombard Loans and Single Stock Lending
Luxury Assets
Bridging Finance
Commercial Finance
Business Finance
Second Charge Mortgages

We know our way around all of these, we have a vast lender network and often use a combination to create the best outcomes.

Who are the lenders which we use?

We operate an open-source lender panel - we are independent, not tied to a group of lenders and are free to use any source of finance we choose.

Over our 14-year trading history, we have developed a vast lender network, in the UK and internationally, and this is ever-growing.

Our status in the market and the clients we deal with mean we are often one of the very first brokers to be offered a new product to our clients.

This access and experience gives us the best possible chance of creating the best specialist mortgage finance solution.

Property Development Finance

Arranging finance to develop or renovate property can be approached in a number of different ways:

Low cost / high hassle retail lenders
High cost / low hassle secondary lenders
Securing finance against other assets

Then there are different elements of the capital stack to arrange:

Senior debt
Mezzanine finance
Equity
JV partners

We know our way around this market and know all the lenders who operate - lets us look at your entire position to find a funding solution which matches your plans.

Learn More

Property Portfolio Finance

The buy-to-let market is a special place and hard to navigate at the best of times - these problems compound when you add in multiple properties, in multiple structures and with all the quirks that follow.

Unfortunately, refinancing multiple units is a lot of work, and takes a huge amount of organisations o deliver - as a result very few banks have the initial energy to work through the process.

We change this - we know who lends, how to package and prepare an application and how to manage the process to achieve the desired result.

Learn More

Securities Backed Financing

Loans against Securities such as shares, portfolios and other financial instruments are very common, and there are plenty of lenders who will offer vanilla terms on a low-risk basis.

We help in the less straight forward situations:

Non-recourse
High gearing
Single stock
Non-status
Non listed / pre-IPO
Listed on secondary indexes

We like to think we can create funding lines against the widest range of securities.

Learn More

Our approach

We will work with every and any enquiry to find the correct funding solution.

We like complicated, we are success-based and we are very much on your side.

There are more examples of how we work below or contact us to get started.

Arrange A Time To Speak

Call us +44 (0) 203 758 9393 or submit your details and a broker will get in touch.

Enness Limited needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.