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Unlocking Equity in Real Estate to Facilitate UK Property Acquisition

PRINCIPAL REPRESENTATIVE

Monica Bisci

Mallorca property
Monica Bisci
PRINCIPAL REPRESENTATIVE

Monica Bisci

A potential client recently contacted us during their property acquisition journey in the UK. Although their bank was willing to finance 70% of the asset's value, they needed an additional £500,000 to finalise the purchase. Interestingly, they could complete the acquisition in cash, making cost-effectiveness a top priority. This ruled out options like bridging finance or second charges, pushing them towards a more budget-friendly solution.

The client's diverse real estate portfolio also included a property in the Balearics valued at over €1 m. Recognising the potential in their other assets, we proposed a strategic move to release equity and facilitate the completion of their UK property acquisition.

Our solution included the following terms:

  • Maximum Loan-to-Value (LTV) of 60%
  • 25-year fully amortised loan
  • Flexibility to choose between a fixed or variable interest rate

The client agreed to proceed with our proposal, expressing satisfaction in our ability to not only find a suitable solution for their situation but also unlock cash from a property they initially believed to be less accessible for such financial opportunities. This successful collaboration exemplifies our commitment to providing innovative and cost-effective financial solutions tailored to each client's specific needs.

Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.

Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.