5 of the best South of France mortgage products

We’ve put together 5 of our favourite mortgage products for those looking to secure property finance in the South of France. For more information, get in contact with us today.

Best Capital Repayment Product (With AUM)

Gross Loan-to-value: 100%

Interest rate: 1.80% + EURIBOR 3month

Term: 20 years

AUM: 20% of the loan amount

Arrangement Fee: 0.5% of the loan amount

Benefit: Perfect for clients seeking a combination of low rate, and high net loan-to-value.

Best Capital Repayment Product (Zero AUM)

Gross loan-to-value: 85%

Interest rate: 2.40%

Term: 20 years (capital repayment)

AUM: 0

Arrangement fee: €1,500

Benefit: Before for clients with a straightforward profile seeking the highest loan-to-value available in France.

Best Interest Only Product

Gross loan-to-value: 100%

Interest rate: 1.65%

Term: 3 years

AUM: 20% of the loan amount

Arrangement Fee: 0.5% of the loan amount

Benefit: Perfect for clients seeking a combination of high net-loan-value and interest only.

Best Marchand de Bien Product

Loan amount: 70% of project costs financed (acquisition of property, notary fees, agency fees, works, loan interest and arrangement fee)

Interest rate: Euribor 3-month + 2%

Term: 3 years

AUM: 0

Arrangement Fee: 0.5% of the loan amount

Benefit: Perfect for clients seeking to construct or renovate a property at a very high loan-to-cost.

Best Bridging Product

Gross loan-to-value: 70%

Interest rate: 0.9% per month

Term: 3 years

AUM: 0

Arrangement fee: 2%

Benefit: Perfect for clients seeking finance quickly, with flexible repayment options – and who may plan on holding their property through a more unorthodox holding structure or consider selling property in the near future.

If you’re looking to secure property finance in the South of France, contact us today on +44 (0)203 758 9393 or email [email protected].