Property Development Finance Brokers

High-net-worth investors, property developers, entrepreneurs, and international clients seeking bespoke financing for residential, commercial, or mixed-use projects.

Lenders assess:

• Project viability and development plan
• Expected Gross Development Value (GDV)
• Experience of the developer
• Collateral and personal investment
• Exit strategy, including refinancing, sale, or phased sales

Yes. Enness arranges cross-border financing, providing access to lenders in the UAE and globally. We structure deals to comply with local regulations while maximising returns and investor flexibility.

• Access to hundreds of UK, UAE, and international lenders
• Bespoke solutions for complex financial scenarios
• Expertise in staging loans to match construction timelines
• Guidance on exit strategies and refinancing options
• Rapid, transparent, and professional service

As we touched on above, specialist lenders filled the vacuum left by high street banks when they reduce their exposure to the UK property development finance market. Specialist lenders are able to create bespoke packages structured in a fashion which is both efficient and cost-effective. In many ways, it is dangerous to compare bespoke development finance offers against the one size fits all/off-the-shelf service offered by traditional banks.

Other important factors associated with specialist lenders are an ability to be nimble, quick thinking, open to new and innovative financial structures and able to bring deals together quickly, sometimes within 48 hours. The risk-averse nature of European banks ensures the lion’s share of the business is funnelled back towards the UK market.

In the past, it was relatively easy to list a number of potential barriers to achieving finance including liquidity, collateral, country of residence, property development experience and type of property involved. Today the situation is very different as specialist finance companies can create a structure which will address the most complex of situations. As a consequence, the main barrier to achieving funding is simply the quality of the deal – do the numbers stack up? Anyone looking for developer finance will need to ensure they have a defined plan of how they will manage funds and a solid exit plan and a waterproof case for borrowing.

With experience in arranging everything from market-leading senior debt, competitive equity and specialist products for challenging plans, we can access many opportunities that simply aren’t available on the high street. With connections at every level of the market, we will be transparent and efficient in sourcing the best lender and terms for your circumstances, whether you are a first time developer or major firm.

Our advisers are on hand anytime to discuss feasibility, structure and timescales.

Property development mortgages can be used to fund a variety of activities such as property new builds, conversions, refurbishments and the redevelopment of land. While the initial funding will be based on a business plan and projected valuations, there is a growing demand for flexible property development finance. This ensures that both the lender and the borrower are able to react quickly to changes in the marketplace and new opportunities.