We are the leading authority when it comes to arranging million pound mortgages in the UK. Our position, experience and place in the market speak for itself.
We have a dedicated team of industry experts who have arranged 1 million, 2 million or even several million pound mortgages in every part of the market and of a huge number of clients. We revive recommendations and referrals from top private banks, wealth managers and other private client advisers and receive hundreds of enquiries a month.
We work with a global network of over 500 lenders, ranging from small building societies to challenger banks, alternative lenders and global private banks.
We are market leaders in the million pound mortgage space and that is confirmed by our lender access and completed cases. Our combined experience allows us to understand any lending request and quickly and professionally source and negotiate terms then complete transactions cleanly.
There are a vast number of million pound mortgage lenders and given most of the terms are fully negotiable having an expert on your side is vital.
Interest rates, of course, vary depending on your circumstances, your plans and the part of the market you are operating in.
Prime borrowers looking for £1m plus mortgages on their homes in the UK will receive interest rates in the 1-2% range. Those with more complex situations may pay a little more. We offer mortgages in every part of the market and work with hundreds of mortgage lenders daily.
Traditional rental income requirements and stress tests are not usually applied as strictly when it comes to million pound plus buy-to-let mortgages.
Instead, lenders will look at the net worth of the borrower their personal income and how interest would be serviced during void periods.
We can arrange a large buy to let mortgages even if the property isn't let.
This is a specialist part of the market and one we are very experienced in.
A £1m mortgage with an interest rate at 1% per annum (the lowest we have seen in the last few years) on an interest-only basis would cost £833.33 per month.
To achieve that you would normally need to be a UK resident, have an income over £300,000 per annum, be able to provide a 40% deposit and have a clean credit history.
We will find the best mortgage terms no matter your circumstances.
We have decided not to create or use a 1 million pound mortgage calculator on our website because everything we do is individually negotiated and prepared for each of our clients.
Our team of experts are on hand every day of the week to answer questions, run calculations and give advice - so let us do the hard work!