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UK and London mortgages cover residential property purchases across a range of values, from standard homes to prime and higher-value assets. Lending is available across employed and more complex income structures, with terms tailored to the borrower’s profile and property.
We work with high street banks, private banks, and specialist lenders to structure mortgage solutions for property acquisition, with pricing and leverage varying depending on the overall transaction.
Indicative Terms
|
Scenario |
Loan-to-Value (LTV) |
Pricing |
Notes |
|
Standard Residential |
Up to 90% |
From ~4.5%+ |
Core UK residential purchases |
|
Prime London Property |
Up to 80% |
From ~4.75%+ |
£1M+ properties in prime locations |
|
High-Value Transactions |
60–75% |
From ~5.0%+ |
Larger loan sizes, bespoke structuring |
Important
Indicative terms shown for guidance only. Pricing and leverage vary depending on the borrower profile, property, and overall transaction structure.