Commercial & Development Finance

Corporate Finance

Commercial and development finance provides funding for property investors, developers and businesses seeking to acquire, refinance, develop or reposition commercial and residential assets. Facilities can be structured to support projects ranging from single-unit developments to large-scale residential, mixed-use and commercial schemes.

Unlike traditional property lending, commercial and development finance focuses on the underlying asset, project viability, borrower experience and exit strategy. This allows greater flexibility for complex transactions and development opportunities.

Enness Global works with banks, specialist development lenders, private credit funds and institutional funders to structure bespoke finance solutions for developers, investors and commercial property owners across the UK and internationally.

Indicative Terms

Scenario	Loan-to-Value (LTV)	Pricing	Notes
Commercial Mortgages	Up to 75%	From ~5.5%+	Investment and owner-occupied assets
Commercial Bridging Loans	Up to 75%	Bespoke	Short-term property finance
Semi-Commercial Finance	Up to 75%	Bespoke	Mixed-use assets
Hotel Finance	Case-by-case	Bespoke	Hospitality and leisure assets
Land Acquisition Finance	Case-by-case	Bespoke	With or without planning permission

Important

Commercial and development finance is structured on a fully bespoke basis. Indicative terms are shown for guidance only. Pricing, leverage, facility size, security requirements, borrower experience and project viability will vary depending on the transaction and lender criteria.

Development and commercial lending facilities typically require a clear and credible exit strategy, such as refinance, asset sale or project completion.

Development projects may be subject to planning delays, construction risk, cost overruns and changing market conditions.

Arrangement fees, valuation fees, legal fees and other costs may apply.

Finance solutions are subject to underwriting, due diligence and lender approval.

Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.