Business Finance

Business finance provides companies with access to capital to support growth, acquisitions, working capital requirements, refinancing and strategic opportunities. Unlike traditional bank lending, business finance can be structured around a company’s assets, cash flow, trading performance and future objectives.

Businesses often require funding to manage day-to-day operations, invest in expansion, purchase equipment, improve liquidity or support acquisitions. A tailored finance solution can help companies access the capital they need while maintaining operational flexibility.

Enness Global works with high street banks, specialist lenders, private credit funds and institutional funding providers to arrange bespoke business finance solutions for established businesses, entrepreneurs and corporate borrowers.

Indicative Terms

Scenario	Loan-to-Value (LTV)	Pricing	Notes
Working Capital Finance	Case-by-case	Bespoke	Short and medium-term funding
Acquisition Finance	Case-by-case	Bespoke	Expansion and strategic growth
Asset Finance	Up to 100% of asset value	Bespoke	Equipment and business assets
Invoice / Receivables Finance	Up to 90% of invoice value	Bespoke	Release cash from unpaid invoices
Commercial Property Finance	Case-by-case	Bespoke	Owner-occupied and investment property
Trade Finance	Case-by-case	Bespoke	Import, export and supply chain funding

Important

Business finance solutions are structured on a fully bespoke basis. Indicative terms are shown for guidance only. Funding limits, pricing, security requirements, repayment terms and eligibility criteria vary depending on the borrower, business performance, assets, sector and lender requirements.

Certain lending facilities may require business assets, property or personal guarantees as security.

Arrangement fees, valuation fees, legal fees and other costs may apply.

Not all industries or business sectors may qualify for every lending solution.

Finance facilities are subject to underwriting, due diligence and lender approval.

Borrowing against business assets carries risk and failure to meet repayment obligations may result in enforcement action against secured assets.