The mortgage rate you will be offered in the UK varies widely based on who you are, the part of the market you are operating in, the quality of your advice and what you are trying to do. A residential mortgage is a loan meant to assist in financing the purchase of a home to live in. Those taking out the mortgage must use the property as their primary residence. When it comes to buy-to-let (BTL) finance, there are various products, rates and structures available. There is no one-size-fits-all when it comes to million-pound-plus buy-to-let mortgages. You’ll find that personalised finance packages are most advantageous, and you’ll want to benefit from a solution that’s tailored to your income, assets and overall circumstances. There are hundreds of residential & BTL mortgage providers who lend in the UK, from major international banks to niche building societies and alternative lenders. Each lender has its own specialisation and position in the market where they excel. They also have lending criteria, interest rates, processes and oddities which are specific to them.
The UK's finance options are plentiful. There are huge pools of liquidity (some of it incredibly cheap), and you can enjoy flexible lending terms. If you are a foreign national, expat, a high-net-worth individual, are self-employed, have significant assets but relatively low taxable income or anything in between, the UK mortgage market will have an option for you.
Enness specialises in helping high-net-worth and international individuals secure the best possible mortgage finance in the UK. If you have unusual circumstances and need to secure lending to purchase a property, Enness is your specialist.