- Client Type: International property owner and art collector
- Asset Type: Luxury villa in Ibiza and a bonded art collection
- Funding Requirement: Circa €600,000 for urgent property repairs and structural works
- Loan Type: Combined art-backed lending and property equity release
Our client owned a Circa €2.4 million luxury villa in Ibiza, unencumbered, alongside an art collection valued at Circa £800,000, partly stored in London and partly in the property. Urgent structural repairs required rapid funding, but selling artwork was not desirable due to personal and long-term investment considerations.
The borrowing requirement needed to be met quickly, across multiple asset types and jurisdictions. Lenders required secure storage for collateral, and the art collection was geographically dispersed, complicating standard lending arrangements.
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Art-backed lending: Two tranches were created - the first against London-based works and the second against artworks moved to approved storage in Ibiza. The London tranche provided immediate liquidity within ten days.
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Equity release: The remaining Circa £200,000 was raised via a structured facility on the unencumbered villa, ensuring total funding of Circa £600,000.
The client accessed full funding within days, preserving ownership of both the property and art collection. The dual-structure approach balanced speed, risk, and long-term asset protection while meeting urgent liquidity needs efficiently.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
