Bridging Loans

Bridging loans provide short-term finance designed to help borrowers move quickly when timing is critical. They are commonly used to acquire property before longer-term finance is arranged, complete time-sensitive purchases, release capital, or bridge a temporary funding gap.

Unlike traditional mortgages, bridging finance focuses heavily on the asset, exit strategy, and overall transaction rather than solely on income and affordability. This can make bridging loans suitable for complex transactions, chain breaks, auction purchases, refurbishment projects, and investment opportunities.

Enness Global works with private banks, specialist bridging lenders, family offices, and institutional funders to structure tailored bridging finance solutions for high-net-worth individuals, investors, developers, and entrepreneurs.

Indicative Terms

Important

Bridging loans are structured on a fully bespoke basis. Indicative terms are shown for guidance only. Pricing, leverage, loan term, security requirements and repayment structures vary depending on the asset, exit strategy, borrower profile and lender criteria.

Interest rates shown are indicative and may vary depending on loan size, asset type, jurisdiction and overall transaction complexity.

Bridging lenders typically require a clear and credible exit strategy, such as refinancing, asset sale or other repayment event.

Arrangement fees, valuation fees, legal fees and other costs may apply.

All applications are subject to underwriting, due diligence and lender approval.

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured against it.

SPEAK TO A BRIDGING FINANCE SPECIALIST