South of France Property Finance

South of France Property Finance

Key facts:

  • Client: EU national and British resident
  • Property type: Luxury villa, Saint-Tropez
  • Property value: €6,000,000
  • Loan amount: €3,900,000
  • LTV: 65%
  • Product: 1.1% fixed 10 years

France's Riviera has long been a magnet for foreign property investors and those looking for a second home or holiday bolthole in France. A most go summer destination for many high-net-worth individuals, Saint Tropez​​​​​​ remains one of the hottest property markets in the world. In 2020, the Saint Tropez market experienced a record year in terms of sales, with individuals from all nationalities wanting to purchase a premium property on the south coast of France. 

A recent case involves arranging a high value French mortgage for a EU national and British resident. The client was looking to purchase a €6 million luxury villa in St.Tropez and was interested in a finance solution to maintain liquidity. With the property purchase taking place in the middle of the summer, time was of the essence for the client. 

Working with a partner that knows exactly how to get a mortgage in South of France will help you secure property finance faster and with less stress. Brokering international mortgages since 2007, Enness knows exactly who to approach and which lenders will offer the best French mortgages for non-residents that meet your criteria. In addition, your broker will know if it's best to negotiate with domestic or international lenders. They will also build you a mortgage vehicle that's as tax efficient as possible. As such, we successfuly secured a 65% LTV (loan-to-value) mortgage for the British resident.

Enness specialises in securing mortgage solutions for complex cases in France regardless of client's nationality, residence, or background - we have the skill, lender access and language capabilities to secure French property finance for any high-net-worth client or family. Get in touch to explore your options.

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