Enness Global has been recognised in the 2026 Spear’s ranking of the best debt advisers supporting ultra-high-net-worth individuals with sophisticated financing requirements.
The ranking highlights the increasingly strategic role of debt within wealth management, with affluent clients using finance not simply to access capital but to preserve liquidity, manage assets and support wider investment strategies.
For high-net-worth individuals, acquisitions such as super-prime property, fine art, superyachts and private aircraft can require significant amounts of capital. Financing these assets can allow clients to retain liquidity and continue deploying capital elsewhere rather than tying up substantial sums in a single purchase.
The 2026 Spear’s ranking also identifies a broader shift in the debt advisory market, with ultra-high-net-worth clients increasingly seeking integrated advice across multiple asset classes and more complex financial requirements.
This includes growing demand for finance secured against alternative assets, as well as specialist solutions for clients whose income, assets or international structures may not fit conventional lending criteria.
The research highlights how traditional private banking solutions can be less suited to highly illiquid, internationally held or non-traditional assets, creating opportunities for specialist advisers to structure bespoke financing around individual circumstances.
For clients with diversified wealth and complex financial arrangements, this can include financing secured against property, luxury assets and investment portfolios, alongside cross-border and multi-currency borrowing structures.
Enness Global has built its business around providing bespoke finance solutions for high and ultra-high-net-worth individuals, founders and entrepreneurs, with expertise spanning large mortgages, property finance, corporate finance, securities-backed lending and specialist lending.
The firm’s inclusion in the 2026 Spear’s ranking reflects the growing importance of specialist debt advice as wealthy individuals increasingly view borrowing as a strategic component of broader wealth and capital management.
As the financing requirements of ultra-high-net-worth clients continue to evolve, the ability to structure lending around individual objectives, assets and international circumstances is becoming increasingly important.
Read the full feature in Spear’s.
