- Property Value: c£4,600,000
We recently helped a client who splits their time between the US and the UK, where his family is based, secure financing to purchase a £4.6 million property in the UK. The client required a complex, flexible mortgage solution that reflected his cross-border lifestyle and financial arrangements.
The loan was structured into four parts, securing a seven figure facility, representing an 80% loan-to-value (LTV) on the property. This structure blended fixed and variable rates, capital repayment and interest-only components, tailored to optimise monthly payments and long-term affordability.
This multi-part facility provided the client with the right balance between flexibility and stability, accommodating his international lifestyle and income streams. The combination of tracker and fixed rates gave certainty on a significant portion of the loan, while the mix of repayment types helped manage cash flow effectively.
Our deep experience in cross-border finance and lender relationships enabled us to secure this tailored solution quickly and efficiently, allowing the client to focus on his family’s needs and property acquisition with peace of mind.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
