2025 in Review
This Enness Guide is free to download and can be accessed as soon as you complete the form.
About Guide
The End of Year Market Report 2025 offers a comprehensive overview of a defining year for Enness Global and the wider luxury finance landscape. Against a backdrop of global uncertainty, 2025 marked a period of accelerated growth, strategic expansion, and rising demand for bespoke, cross-border financing solutions.
This report explores the key macroeconomic forces, client behaviours, and market trends shaping high-value finance, from prime London property and international real estate to asset-backed lending, luxury assets, crypto finance, and specialist insurance. It provides detailed insights into evolving client demographics, regional market performance, and the increasing shift toward liquidity without asset sales.
Featuring commentary from Enness’ senior leadership and heads of department, alongside real-world case studies, the report highlights how ultra-high-net-worth individuals are adapting their wealth strategies in an increasingly interconnected world.
Designed for private clients, advisers, and professional introducers, this report delivers practical intelligence, market data, and forward-looking insights to support informed decision-making as we move into 2026.
This Guide Covers
An overview of 2025’s defining achievements, strategic initiatives, and the growth of Enness as a leader in luxury and cross-border finance.
- Macro Trends & Client Behaviour
Key global and domestic forces shaping UHNW decision-making, including wealth migration, sustainability, digital assets, and demand for liquidity without asset sales. - Luxury Market & Property Insights
In-depth analysis of prime and super-prime property markets, with a focus on London, emerging hotspots, and international buyer activity. - Interest Rates & Market Outlook
Expert commentary on Bank of England base rate movements, borrowing conditions, and the implications for property finance and investment strategy. - Service Line Performance & Insights
Detailed highlights across mortgages, international finance, bridging, commercial and development finance, business finance, luxury asset finance, crypto and securities-backed lending, and insurance. - Client Demographics & Asset Shifts
How UHNW and international clients are reallocating wealth, leveraging alternative assets, and structuring finance across borders. - Case Studies & Real-World Transactions
Practical examples of complex financing solutions, including equity release, yacht-backed lending, healthcare business finance, and cross-border property funding. - Regional Market Analysis
Targeted insights across key markets, including the UK, the United States, the UAE, France, and the Channel Islands. - Luxury Asset & Alternative Finance Trends
Developments in wine, art, yachts, private jets, classic cars, crypto, and securities-backed lending. - Looking Ahead to 2026
Forward-looking predictions on asset-backed finance, cross-border demand, digital assets, sustainability, and the increasing importance of speed and certainty.
Who are Enness?
Established over a decade ago, Enness has earnt its place as the market leading high net worth (HNW) international mortgage brokerage.
In addition to securing finance and protection, our dedicated and multilingual team is well versed in helping clients make the most of their high value assets – be that releasing capital for onward investment, or improvements to the existing property.
Our team takes a bespoke, holistic approach, and has carefully built up an extensive network of lenders to ensure we can always secure the appropriate finance for your situation.
