Real Estate Crypto

International buyers purchasing property in Dubai or Abu Dhabi can raise capital against crypto to fund deposits or complete purchases. Enness arranges lending with lenders who are comfortable operating across borders and with UAE property structures.

Most lenders require at least £ 100,000 in digital assets, with high-value loans often requiring significantly more. For substantial real estate purchases, portfolios of £500,000–£2m+ in crypto are typical.

Commonly accepted assets include:

• Bitcoin (BTC)
• Ethereum (ETH)
• Litecoin
• Cardano
• Major high-liquidity stablecoins

Enness will advise you based on lender acceptance criteria.

The main risk is volatility. If your crypto value drops, lenders may request additional collateral or partially liquidate assets. Enness structures deals to minimise this exposure and maintain flexibility.

• You retain ownership of your crypto
• No need to trigger tax liabilities through liquidation
• Faster access to liquidity
• Ideal for high-value and cross-border transactions
• Allows diversification into real estate while holding digital assets long-term

Rates are typically higher than traditional mortgages due to volatility and lender exposure. However, Enness negotiates aggressively to secure the most competitive terms in this specialist market.

Usually not. Most banks operate within frameworks that do not accommodate crypto collateral.

Specialist lenders, however, do; this is where Enness opens doors unavailable through traditional channels.

Eligibility depends on:

• Size and stability of your crypto portfolio
• Your wider wealth and liquidity
• Ability to service repayments
• Proposed loan size and LTV
• Jurisdiction of property purchase

Enness evaluates your position and identifies the most suitable lenders globally.