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Securities-Backed Lending
Securities FinanceSecurities-backed lending enables borrowers to unlock liquidity from investment portfolios without selling underlying assets. By using eligible securities as collateral, clients can access capital while maintaining ownership of their investments and potential future growth.
These facilities are commonly used for property acquisitions, investment opportunities, business funding, tax planning and general liquidity requirements. Securities finance can offer a flexible alternative to traditional borrowing, particularly for high-net-worth individuals with significant investment holdings.
Enness Global works with private banks, specialist lenders, family offices and institutional funding providers to structure tailored lending solutions secured against a wide range of investment assets.
Indicative Terms
| Scenario | Loan-to-Value (LTV) | Pricing | Notes |
|---|---|---|---|
| Crypto-Backed Lending | Up to 50% | Bespoke | Against eligible digital assets |
| Diversified Portfolio Lombard | 50–70% | From ~4.0%+ p.a. | Listed equities and bonds |
| Single Line / Concentrated Position Lombard | 30–60% | Bespoke | Subject to concentration limits |
| Lombard Against Illiquid Shares | Case-by-case | Bespoke | Specialist underwriting |
| Private Equity NAV Lending | 20–50% | Bespoke | Buyout-stage private equity |
| Venture Capital NAV Lending | 20–50% | Bespoke | Series B-C portfolios |
| Lending Against Carried Interest | Case-by-case | Bespoke | GP/LP liquidity solutions |
| Private Credit (Single Asset Lending) | Case-by-case | Bespoke | Secured against private company equity |
| Pre-IPO Lending | 20–50% | Bespoke | Specialist underwriting required |
Important
Securities-backed lending is structured on a fully bespoke basis. Indicative terms are shown for guidance only. Pricing, leverage, eligible collateral, facility structure and lending terms vary depending on portfolio composition, asset liquidity, concentration levels, jurisdiction and lender criteria.
Not all securities are eligible as collateral. Lending availability depends on asset type, liquidity, concentration and jurisdiction.
Securities-backed lending may involve margin call risk. If the value of pledged assets falls, borrowers may be required to provide additional collateral, partially repay the facility or reduce leverage.
Failure to meet margin requirements may result in the sale or liquidation of pledged assets.
Market volatility may affect borrowing capacity and facility terms during the life of the loan.
Certain lending solutions may be subject to regulatory restrictions, transfer limitations or jurisdiction-specific requirements.
Enness Global does not provide investment, tax or legal advice. All applications are subject to underwriting and lender approval.
