- Client: London-headquartered multinational business with seven global offices
- Sector: Manufacturing and wholesale
- Finance Requirement: Bespoke trade finance facility
- Total Debt Facility: $8.5 million
Enness was introduced to a London-headquartered multinational business operating across the manufacturing and wholesale sectors. With seven offices globally, the business was experiencing strong organic growth and was looking to secure additional funding to support the next stage of its expansion.
However, the company operated across several higher-risk jurisdictions, which had made it difficult to secure appropriate funding from traditional lenders. The business required a financing solution that could accommodate the complexities of its international operations and provide sufficient liquidity to support its working capital cycle.
Enness took the time to understand the company’s business model, trading activity and the way its working capital moved through the business. This allowed us to identify an opportunity to structure both buy-side and sell-side facilities, providing funding at different stages of the company’s trading cycle.
The combined structure was designed to release cash that had previously been tied up within the working capital cycle. This provided the business with greater liquidity to support increased revenue from existing clients, while also allowing it to invest further in its own production facilities.
Given the nature of the business and the jurisdictions in which it operated, presenting the opportunity to the right lenders was particularly important. Enness leveraged its network of specialist lenders and carefully positioned the transaction to demonstrate the underlying strength of the business and its growth potential.
As a result, Enness secured a bespoke corporate finance solution comprising a total debt facility of $8.5 million. The structure provided the company with the working capital required to support its continued expansion while giving it greater flexibility to manage cash flow across its international operations.
The new trade finance facility was designed to support the company’s buy-side and sell-side requirements, helping to unlock working capital that could be reinvested into the business. This gave the company the financial capacity to pursue additional opportunities and expand its production capabilities without relying solely on internally generated cash.
This case demonstrates the importance of taking a holistic approach to corporate finance, particularly for multinational businesses operating across multiple jurisdictions. Where traditional lenders may be unable to accommodate a company’s geographic footprint or working capital requirements, specialist lending solutions can provide greater flexibility.
By understanding the underlying trading cycle and presenting the requirement to appropriate specialist lenders, Enness was able to structure a bespoke facility aligned with the company’s growth strategy. The business was subsequently positioned to significantly increase its revenue while continuing to invest in its international operations and production capabilities.
If your business requires additional working capital to support international trade or growth, speak to a mortgage specialist to discuss your requirements.
Disclaimer:
This case study is for illustrative purposes only and does not constitute financial, legal or tax advice. Finance is subject to status, underwriting and lender criteria. Terms and availability will vary depending on individual circumstances, business performance and the proposed transaction.
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