The client was a UK national resident in the US with an estimated net worth of approximately £2 million, largely held in illiquid private company shares.
The client required approximately £300,000 to invest in a startup and sought a crypto-backed loan–style structure to unlock capital without selling private shares.
Private shares were subject to strict transfer and lending restrictions, preventing conventional security arrangements. Jurisdictional and shareholder constraints further limited lender appetite.
Enness identified a specialist lender experienced in structuring bespoke capital solutions against non-traditional assets. A contractual structure was arranged that allowed asset visibility without breaching shareholder restrictions, mirroring the principles of a crypto-backed loan while remaining compliant.
Subject to individual circumstances, similar structures have enabled clients to access capital without forced asset sales. In this case, the arrangement supported the client’s investment objectives while preserving ownership of a long-term growth asset.
Crypto Disclaimer
Enness does not give crypto advice or recommendations and you should seek professional advice to discuss your personal circumstances and requirements.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
