- Loan Amount: Circa £960k
- Rate: Competitive
- Loan Term: 60 months
- Repayment Terms: No early repayment penalty
- Time to Completion: Under 1 week
Enness was approached by a London-based business seeking fast, unsecured funding to support a time-sensitive commercial opportunity. Although the company had existing capital available, it wanted to use external finance to preserve liquidity and maintain flexibility around its working capital.
The key challenge was securing a substantial unsecured facility within a very short timeframe. The client required funding quickly enough to act on the opportunity without relying solely on its existing cash reserves, meaning both speed of execution and flexibility were important considerations.
Enness sourced and arranged a circa £960k unsecured business loan on competitive terms. The facility was structured over a 60-month term and included no early repayment penalty, providing the business with flexibility around how and when it repaid the borrowing.
The transaction was completed in under one week from initial engagement. Enness worked efficiently with the client and lender throughout the process, ensuring the required information was presented clearly and allowing the lender to assess the application within the necessary timeframe.
The resulting facility provided the business with additional liquidity while allowing it to retain more of its existing capital. The flexible repayment structure also gave the client the option to repay the facility early if its circumstances changed or the funding was no longer required.
This case demonstrates Enness's ability to arrange substantial unsecured business finance within a compressed timeframe. With access to a broad network of international lenders, Enness can source tailored funding solutions for businesses and entrepreneurs with complex or time-sensitive requirements.
Whether you require working capital, business funding or an unsecured finance solution, contact Enness to discuss your requirements.
The views and opinions expressed in this piece are those of the author and do not constitute advice or a recommendation. They do not necessarily reflect the official policy or position of Enness and are not intended to indicate any market or industry viewpoints, or those of other industry professionals.
Enness does not give advice or recommendations on corporate business, and lender introductions are unregulated.
Our case studies are based on real scenarios and outcomes. The details have been anonymised and generalised to protect the identity of those involved.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
