- Client: London-based trading and import/export business
- Loan Type: Combined invoice finance and trade finance facilities
- Outcome: Reduced finance costs and enhanced working capital capacity
Enness was approached by a London-based trading business engaged in import and export activities. The company had seen a significant increase in demand but faced limitations with its existing banking facilities. While an invoice finance arrangement was already in place, the client’s bank was unwilling to extend additional support for trade finance. To capitalise on new growth opportunities, the business required increased working capital to purchase more inventory and fulfil larger orders.
The client’s existing lender had little appetite to increase exposure, despite the company’s robust trading record and expanding customer base. Without additional trade finance, the business was unable to pursue new supplier contracts or benefit from cost savings available through bulk purchasing. Enness needed to identify a funding solution that provided flexibility, cost efficiency, and a combined approach to invoice and trade finance within a single, streamlined structure.
Through our network of specialist lenders, Enness arranged a dual facility that integrated a more competitive invoice finance arrangement with a dedicated trade finance line. This structure significantly reduced finance costs while unlocking additional liquidity for product purchasing and import activities. The enhanced working capital allowed the company to increase order volumes, strengthen supplier relationships, and scale its operations effectively to meet growing demand.
Our in-depth understanding of trade and working capital finance allowed us to identify the right lender quickly and negotiate improved terms across multiple facilities. We work closely with banks and alternative funders who understand international trade and can provide flexible solutions for import/export businesses. By restructuring the client’s finance, we reduced their costs, unlocked new growth opportunities, and ensured they had the financial capacity to meet increasing global demand.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
