- Client: UK-based business owner operating in the healthcare sector
- Challenge: Required rapid unsecured funding without property security to secure time-sensitive inventory opportunity
- Loan Amount: £150k unsecured facility completed within 72 hours
A business owner operating in the healthcare sector approached Enness seeking rapid funding to expand inventory following a time-sensitive purchasing opportunity within their supply chain. The client had identified the chance to acquire stock at favourable pricing, which would significantly improve margins across future sales and strengthen the business’ trading position. However, the opportunity required immediate access to capital before supplier terms changed.
Speed was the defining factor in the transaction. The client required £150k within days rather than weeks, making traditional high street lending impractical. In addition, the facility needed to remain unsecured, without property security. These constraints significantly reduced the pool of lenders able to support the request within the required timeframe.
Enness quickly assessed the client’s trading profile and the commercial rationale behind the proposed inventory acquisition. By clearly presenting the strength of the business model and the profitability of the stock purchase to specialist lenders within our network, we identified a funding partner able to provide unsecured working capital aligned with the client’s operational cycle. A £150k unsecured facility was structured specifically to support inventory expansion while preserving flexibility for ongoing business requirements.
Following credit approval, the facility completed within 72 hours, enabling the client to secure the discounted stock and strengthen future trading margins. This case demonstrates how access to specialist lenders and structured presentation of commercial opportunities can unlock rapid unsecured funding where traditional lending routes are not suitable, allowing businesses to act decisively when time-sensitive growth opportunities arise.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
