- Client: International national investor
- Property: UK flat held via UK SPV under international holding company, valued circa £4,000,000
- Solution: 5-year £2,080,000 facility, structured on rental income, preserving property as rental asset and supporting ongoing business activities
An international national relocated to the UK with his family and owned a flat through a UK SPV, itself held by an international holding company. The client, currently between roles and without formal UK income, sought to generate rental income while replenishing circa £600,000 spent on renovations. Rental income of approximately £13,000 per month was insufficient for standard lenders, particularly given the multi-jurisdictional ownership structure.
Enness sourced a specialist lender willing to lend against rental income rather than personal earnings, accommodate the corporate structure, and release cash to support wider business activities. The 5-year £2,080,000 facility enabled the client to preserve the property as a rental asset, replenish renovation funds, and retain flexibility for ongoing ventures.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
