Client Profile
An internationally based client sought to acquire a prime London residential property through a Sharia-compliant financing structure.
The Requirement
To secure substantial leverage for the acquisition of a high-value London property while obtaining a Sharia-compliant financing solution suitable for an internationally based borrower.
The Challenge
The client required high loan-to-value financing while ensuring the transaction was structured on a Sharia-compliant basis. The transaction required a lender capable of supporting an overseas-based borrower and structuring a facility for a large-ticket prime property acquisition.
The Solution
Enness arranged a £10M+ Sharia-compliant facility at 65% loan-to-value. The financing was structured over a five-year term on a profit-only basis, providing a structure aligned with the client's property and financing requirements.
Transaction Highlights
- Property Value: £15M+
- Finance Amount: £10M+
- Loan-to-Value: 65%
- Term: 5 years
- Structure: Sharia-compliant financing
- Client: Internationally based client
The Result
The client successfully acquired a prime London residential property through a Sharia-compliant financing structure designed to meet their borrowing requirements.
The transaction demonstrates how specialist financing can be arranged for internationally based high-net-worth clients seeking Sharia-compliant funding for high-value UK property acquisitions.
Read the UK version of this case study.
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Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
