Client Profile
An internationally based client sought to acquire a prime London residential property through a bespoke Sharia-compliant financing structure.
The Requirement
To secure substantial leverage for the acquisition of a high-value London property while obtaining a fully Sharia-compliant financing solution tailored to an internationally based borrower.
The Challenge
The client required high loan-to-value financing while ensuring the transaction remained fully aligned with Islamic finance principles. The transaction required a lender capable of supporting an overseas-based borrower and structuring a bespoke facility for a large-ticket prime property acquisition.
The Solution
Enness arranged a £10M+ Sharia-compliant facility at 65% loan-to-value. The financing was structured over a five-year term on a profit-only basis, delivering a bespoke funding solution aligned with the client's property and financing objectives.
Transaction Highlights
- Property Value: £15M+
- Finance Amount: £10M+
- Loan-to-Value: 65%
- Term: 5 years
- Structure: Sharia-compliant financing
- Client: Internationally based client
The Result
The client successfully acquired a prime London residential property through a tailored Sharia-compliant financing structure designed to meet both their borrowing requirements and faith-based financing preferences.
The transaction demonstrates Enness' expertise in arranging complex financing solutions for internationally based high-net-worth clients seeking specialist funding for high-value UK property acquisitions.
Disclaimer
This case study is provided for illustrative purposes only. Transaction structures and terms vary depending on individual circumstances and market conditions.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
