Enness Global arranged a circa £400,000 securities-backed loan for a UK citizen and London resident, secured against shares in a US-listed technology company. The facility offered a 50% loan-to-value (LTV) ratio and was structured as an indefinite revolving credit facility (RCF) with an attractive interest rate.
The client was looking to unlock liquidity from their shareholding without selling or restricting their position. They wanted a flexible solution that would allow them to draw down and repay funds as needed, rather than committing to a fixed-term loan.
After an initial discussion, it was clear that an RCF facility would be the most appropriate structure. Within just 72 hours of our first meeting, we presented indicative terms that aligned with the client’s goals.
Many lenders prefer to lend against diversified investment portfolios, as these reduce exposure to margin call risk. In this case, the client held a single stock position, which typically limits lending options.
Through Enness’s lender network and established relationships, we were able to identify a provider comfortable offering single-line lending and negotiate terms that met the client’s needs for flexibility and speed.
The final arrangement provided a revolving credit facility of approximately £400,000, secured against a single US-listed stock. This gave the client access to on-demand liquidity while maintaining full exposure to the underlying investment’s performance.
This case demonstrates Enness Global’s ability to structure bespoke financing solutions for clients with unique investment profiles, helping them access capital efficiently while preserving their assets and long-term strategies.
Enness does not give advice on Securities Backed Lending or investments, and lender introductions are unregulated. This guide is for information and illustrative purposes only and nothing contain within should be construed as advice or a recommendation and is not an invitation to buy or sell securities.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
Property values can fall as well as rise, and you may not get back the amount originally invested. Property investments can be illiquid and may take time to sell. Where borrowing is used, your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
