International commercial finance
We are able to obtain a mortgage for any commercial property generating an income, and we can do this regardless of global location.
Securing finance overseas can be challenging, especially if you don’t speak the language, or aren’t familiar with the country’s financial processes. Our international expertise and network of lending contacts enable us to navigate the intricacies of different markets and legal jurisdictions.
What do you need to know about international commercial finance?
There are a number of challenges when it comes to international commercial finance, the main one being knowledge of the local market. Whether you need guidance on legal, tax, FX, or valuations, our commercial finance team has relationships with experts across the world, so can put you in touch with all the appropriate parties.
Each country has its own legal jurisdiction and being able to transcend this is key to the efficiency of the process. Likewise, each country has a unique tax system so your broker at Enness will make sure you are speaking to the right people to ensure you are adhering to the correct structure.
How a lender approaches an international commercial finance case will vary according to a number of factors; location, asset type, political risk and exit strategy.
Location is important as the property’s desirability will play a role in the exit of the loan and, therefore how it is financed. Furthermore, the asset type itself will also be a factor of its end value to the lender should they ever be in ownership of it. Essentially, the exit strategy is key – a lender will need to be sure the property will sell should they ever end up in possession of it.
Political risk, in terms of location, will also determine a lender’s willingness to lend on an asset. In some European countries, for example, you will need the approval of a local mayor to purchase, so having contacts who can help is invaluable. This is where Enness can help thanks to its established network of trusted contacts.
How can Enness help with international commercial finance?
We work with banks who can offer trade finance, helping clients with business finance, real estate, and foreign exchange (FX), so we can help with all your commercial financing requirements.
Enness has worked hard to grow an extensive network of trusted lenders across the world so we can put you in touch with lenders, legal and tax advisers, valuers, and FX specialists to ensure your international commercial finance is completed efficiently.
