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High Net Worth Guide to UK Mortgages

The UK is home to one of the most liquid, competitive, and complicated mortgage markets in the world.

There are hundreds of mortgage providers who lend in the UK, from major international banks to niche building societies and alternative lenders. Each lender has their own specialisation and position in the market where they excel. They also have lending criteria, interest rates, processes and oddities which are specific to them.

The UK has a considerable number of lending channels. There are regulated mortgages, unregulated mortgages, buy-to-let finance, bridging finance, commercial mortgages and more. It’s easy to see why the lending market is so complicated. The UK’s finance options are plentiful. There are huge pools of liquidity (some of it incredibly cheap) and you can enjoy flexible lending terms. If you are a foreign national, expat, a high-net-worth individual, are self-employed, have significant assets but relatively low taxable income or anything in between, the UK mortgage market will have an option for you.

Guide to Securities-Based Lending

Guide to Securities-Based Lending

Securities-based lending provides ready access to capital. From purchasing a property, buying assets, investing in stocks or growing a business, you can use securities-backed lending (also known as Lombard loans) for various purposes. Securities-based lending can be an…

Bridging Finance Guide

Bridging Finance Guide

Bridging finance comes in many shapes and forms. You can take advantage of bridging finance if:  You have complex or low income  A significant portion of your wealth is tied up in assets like property  You know banks and mainstream lenders won’t…

How to Buy and Finance Luxury Property in Monaco

How to Buy and Finance Luxury Property in Monaco

Monaco, a tiny sovereign state situated on the French Riviera, is often described as a “billionaires’ playground” for good reason. As well as being famous for the annual Formula One Grand Prix, the glamour of the Monte-Carlo Casino and home to some of the…